Blog Posts in category: commercial lending

How Will AI Change Lending?
Posted on February 28, 2024 by Baker Hill
The popularity of artificial intelligence (AI) has skyrocketed since the launch of tools like OpenAI’s conversational chatbot, ChatGPT, which accumulated more than one million users a mere week after going live. ChatGPT effectively brought AI into the mainstream and financial...

Best Practices for Loan Pricing & Structures
Posted on February 12, 2024 by Baker Hill
Being able to price and structure commercial loans accurately is absolutely critical to a financial institution’s profitability and success, especially when there’s uncertainty around interest rates and overall economic performance as we progress into 2024. A strong credit analyst...

How to Empower Credit Analysts in Any Economic Environment
Posted on February 2, 2024 by Baker Hill
Credit analysts play a vital role within a financial institution, as they essentially act as the guardians of a bank or credit union’s balance sheet. To do this, they must be able to ascertain credit risk for new and existing...

Back to Basics: Relationship Management 101
Posted on January 29, 2024 by Baker Hill
In an era when high-tech tools are gaining traction and the threat of falling behind the digital adoption curve is a top concern, what does this mean for relationship managers and the high-touch service they strive to provide? After...

Building a Strong Pipeline in 2024
Posted on January 12, 2024 by Baker Hill
Sales is the lifeblood of any business, banking included. You need to attract new customers and grow the amount of business with current customers to just to break even, let alone grow. New business – from new customers or existing...

Yippee-Ki-Yay, Loan Portfolio! Die Hard’s Lessons on Commercial Lending
Posted on December 26, 2023 by Mitch Woods
"Die Hard" is an action-packed movie that follows the story of John McClane, a New York City cop who has flown across the country to visit his wife and kids in Los Angeles, but finds himself trapped in Nakatomi Plaza,...
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